Call reports 2013
MY BANK — 2013
What MY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 169,569,000 | 160,429,000 | 156,681,000 | 156,604,000 |
| Total loans | 82,838,000 | 79,813,000 | 77,053,000 | 77,540,000 |
| Allowance for loan losses | 2,174,000 | 2,286,000 | 2,210,000 | 2,211,000 |
| Securities available for sale | 54,031,000 | 52,136,000 | 53,981,000 | 50,474,000 |
| Securities held to maturity | 11,098,000 | 10,589,000 | 9,196,000 | 10,732,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,315,000 | 139,690,000 | 136,380,000 | 137,246,000 |
| Interest-bearing deposits | 117,985,000 | 111,318,000 | 108,499,000 | 109,892,000 |
| Noninterest-bearing deposits | 28,330,000 | 28,372,000 | 27,881,000 | 27,354,000 |
| Equity capital | 16,046,000 | 15,577,000 | 15,511,000 | 15,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,699,000 | 3,355,000 | 4,957,000 | 6,558,000 |
| Interest expense | 173,000 | 336,000 | 494,000 | 647,000 |
| Net interest income | 1,526,000 | 3,019,000 | 4,463,000 | 5,911,000 |
| Noninterest income | 277,000 | 546,000 | 824,000 | 841,000 |
| Noninterest expense | 1,438,000 | 2,860,000 | 4,233,000 | 5,564,000 |
| Provision for loan losses | 417,000 | 579,000 | 865,000 | 865,000 |
| Pretax income | -52,000 | 257,000 | 320,000 | 454,000 |
| Income tax | -47,000 | 4,000 | 2,000 | 27,000 |
| Net income | -5,000 | 253,000 | 318,000 | 427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,296,000 | 15,311,000 | 15,252,000 | 15,360,000 |
| Total capital | 16,494,000 | 16,472,000 | 16,366,000 | 16,466,000 |
| Risk-weighted assets | 94,836,000 | 91,755,000 | 88,023,000 | 87,370,000 |