Call reports 2012
MY BANK — 2012
What MY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 168,964,000 | 164,956,000 | 166,523,000 | 164,131,000 |
| Total loans | 86,628,000 | 85,782,000 | 85,767,000 | 83,861,000 |
| Allowance for loan losses | 2,189,000 | 2,394,000 | 2,374,000 | 2,213,000 |
| Securities available for sale | 51,160,000 | 51,311,000 | 51,269,000 | 48,170,000 |
| Securities held to maturity | 13,382,000 | 14,399,000 | 10,886,000 | 11,589,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,178,000 | 141,747,000 | 144,322,000 | 142,083,000 |
| Interest-bearing deposits | 118,760,000 | 116,111,000 | 116,625,000 | 116,196,000 |
| Noninterest-bearing deposits | 26,418,000 | 25,636,000 | 27,697,000 | 25,887,000 |
| Equity capital | 15,681,000 | 15,873,000 | 16,236,000 | 16,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,825,000 | 3,627,000 | 5,417,000 | 7,123,000 |
| Interest expense | 253,000 | 479,000 | 681,000 | 865,000 |
| Net interest income | 1,572,000 | 3,148,000 | 4,736,000 | 6,258,000 |
| Noninterest income | 332,000 | 590,000 | 604,000 | 643,000 |
| Noninterest expense | 1,437,000 | 2,941,000 | 4,100,000 | 5,506,000 |
| Provision for loan losses | 210,000 | 445,000 | 586,000 | 786,000 |
| Pretax income | 257,000 | 352,000 | 655,000 | 610,000 |
| Income tax | 63,000 | 64,000 | 149,000 | 100,000 |
| Net income | 194,000 | 288,000 | 506,000 | 510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,223,000 | 15,318,000 | 15,535,000 | 15,540,000 |
| Total capital | 16,467,000 | 16,539,000 | 16,754,000 | 16,757,000 |
| Risk-weighted assets | 98,546,000 | 96,526,000 | 96,393,000 | 96,388,000 |