Call reports 2011
MY BANK — 2011
What MY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 161,694,000 | 162,167,000 | 162,761,000 | 162,976,000 |
| Total loans | 94,358,000 | 91,142,000 | 90,693,000 | 88,179,000 |
| Allowance for loan losses | 1,953,000 | 2,027,000 | 2,309,000 | 1,984,000 |
| Securities available for sale | 40,625,000 | 41,529,000 | 42,713,000 | 43,967,000 |
| Securities held to maturity | 14,581,000 | 14,122,000 | 13,141,000 | 13,403,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,396,000 | 139,022,000 | 140,114,000 | 140,241,000 |
| Interest-bearing deposits | 116,472,000 | 115,985,000 | 115,704,000 | 116,326,000 |
| Noninterest-bearing deposits | 22,924,000 | 23,037,000 | 24,410,000 | 23,915,000 |
| Equity capital | 15,233,000 | 15,663,000 | 15,931,000 | 15,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,984,000 | 3,959,000 | 5,807,000 | 7,653,000 |
| Interest expense | 315,000 | 606,000 | 885,000 | 1,145,000 |
| Net interest income | 1,669,000 | 3,353,000 | 4,922,000 | 6,508,000 |
| Noninterest income | 337,000 | 658,000 | 995,000 | 1,276,000 |
| Noninterest expense | 1,463,000 | 2,929,000 | 4,251,000 | 5,929,000 |
| Provision for loan losses | 177,000 | 302,000 | 651,000 | 1,231,000 |
| Pretax income | 366,000 | 780,000 | 1,065,000 | 700,000 |
| Income tax | 101,000 | 221,000 | 294,000 | 118,000 |
| Net income | 265,000 | 559,000 | 771,000 | 582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,811,000 | 15,082,000 | 15,269,000 | 15,055,000 |
| Total capital | 16,096,000 | 16,352,000 | 16,528,000 | 16,290,000 |
| Risk-weighted assets | 102,155,000 | 100,856,000 | 99,664,000 | 98,059,000 |