Call reports 2010
MY BANK — 2010
What MY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 151,426,000 | 156,608,000 | 161,663,000 | 161,443,000 |
| Total loans | 98,112,000 | 99,775,000 | 98,943,000 | 97,946,000 |
| Allowance for loan losses | 1,512,000 | 1,725,000 | 1,545,000 | 1,810,000 |
| Securities available for sale | 31,075,000 | 32,466,000 | 38,251,000 | 37,007,000 |
| Securities held to maturity | 9,334,000 | 10,728,000 | 11,712,000 | 13,608,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,483,000 | 134,315,000 | 138,297,000 | 138,428,000 |
| Interest-bearing deposits | 109,231,000 | 113,371,000 | 117,956,000 | 116,661,000 |
| Noninterest-bearing deposits | 21,252,000 | 20,944,000 | 20,341,000 | 21,767,000 |
| Equity capital | 14,374,000 | 14,642,000 | 14,771,000 | 14,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,070,000 | 4,143,000 | 6,274,000 | 8,473,000 |
| Interest expense | 420,000 | 819,000 | 1,208,000 | 1,556,000 |
| Net interest income | 1,650,000 | 3,324,000 | 5,066,000 | 6,917,000 |
| Noninterest income | 348,000 | 686,000 | 1,030,000 | 1,382,000 |
| Noninterest expense | 1,518,000 | 3,069,000 | 4,531,000 | 6,082,000 |
| Provision for loan losses | 121,000 | 346,000 | 564,000 | 863,000 |
| Pretax income | 359,000 | 595,000 | 1,001,000 | 1,354,000 |
| Income tax | 101,000 | 156,000 | 275,000 | 372,000 |
| Net income | 258,000 | 439,000 | 726,000 | 982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,918,000 | 14,077,000 | 14,338,000 | 14,570,000 |
| Total capital | 15,201,000 | 15,382,000 | 15,658,000 | 15,890,000 |
| Risk-weighted assets | 102,404,000 | 104,001,000 | 105,413,000 | 105,087,000 |