Call reports 2007
MY BANK — 2007
What MY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 137,958,000 | 143,760,000 | 146,469,000 | 144,232,000 |
| Total loans | 102,464,000 | 105,129,000 | 108,033,000 | 107,539,000 |
| Allowance for loan losses | 1,101,000 | 1,056,000 | 1,082,000 | 1,024,000 |
| Securities available for sale | 16,096,000 | 15,801,000 | 14,948,000 | 15,144,000 |
| Securities held to maturity | 5,508,000 | 6,100,000 | 6,746,000 | 7,344,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,318,000 | 123,650,000 | 125,460,000 | 123,070,000 |
| Interest-bearing deposits | 89,433,000 | 97,429,000 | 100,457,000 | 100,171,000 |
| Noninterest-bearing deposits | 26,885,000 | 26,221,000 | 25,003,000 | 22,899,000 |
| Equity capital | 11,307,000 | 11,365,000 | 11,773,000 | 12,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,392,000 | 4,888,000 | 7,543,000 | 10,158,000 |
| Interest expense | 802,000 | 1,651,000 | 2,576,000 | 3,510,000 |
| Net interest income | 1,590,000 | 3,237,000 | 4,967,000 | 6,648,000 |
| Noninterest income | 462,000 | 910,000 | 1,374,000 | 1,802,000 |
| Noninterest expense | 1,597,000 | 3,165,000 | 4,734,000 | 6,304,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 455,000 | 982,000 | 1,507,000 | 2,046,000 |
| Income tax | 142,000 | 313,000 | 486,000 | 663,000 |
| Net income | 313,000 | 669,000 | 1,021,000 | 1,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,438,000 | 11,543,000 | 11,832,000 | 12,128,000 |
| Total capital | 12,539,000 | 12,599,000 | 12,914,000 | 13,152,000 |
| Risk-weighted assets | 108,504,000 | 111,766,000 | 114,601,000 | 112,966,000 |