Call reports 2002
MY BANK — 2002
What MY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 84,850,000 | 93,523,000 | 92,830,000 | 94,300,000 |
| Total loans | 63,370,000 | 67,161,000 | 68,150,000 | 70,083,000 |
| Allowance for loan losses | 655,000 | 733,000 | 803,000 | 676,000 |
| Securities available for sale | 10,035,000 | 8,637,000 | 7,133,000 | 9,012,000 |
| Securities held to maturity | 849,000 | 2,836,000 | 4,237,000 | 5,073,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,366,000 | 82,489,000 | 81,775,000 | 83,081,000 |
| Interest-bearing deposits | 61,057,000 | 68,349,000 | 67,554,000 | 69,907,000 |
| Noninterest-bearing deposits | 13,309,000 | 14,140,000 | 14,221,000 | 13,174,000 |
| Equity capital | 6,699,000 | 6,966,000 | 7,130,000 | 7,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,516,000 | 3,109,000 | 4,732,000 | 6,341,000 |
| Interest expense | 432,000 | 891,000 | 1,356,000 | 1,777,000 |
| Net interest income | 1,084,000 | 2,218,000 | 3,376,000 | 4,564,000 |
| Noninterest income | 262,000 | 523,000 | 822,000 | 1,096,000 |
| Noninterest expense | 1,006,000 | 2,022,000 | 3,098,000 | 4,126,000 |
| Provision for loan losses | 50,000 | 195,000 | 345,000 | 465,000 |
| Pretax income | 290,000 | 524,000 | 755,000 | 1,069,000 |
| Income tax | 91,000 | 162,000 | 231,000 | 329,000 |
| Net income | 199,000 | 362,000 | 524,000 | 740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,647,000 | 6,845,000 | 7,007,000 | 7,081,000 |
| Total capital | 7,302,000 | 7,578,000 | 7,810,000 | 7,757,000 |
| Risk-weighted assets | 67,992,000 | 72,057,000 | 73,015,000 | 74,522,000 |