Call reports 2001
MY BANK — 2001
What MY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 74,289,000 | 74,965,000 | 77,403,000 | 79,982,000 |
| Total loans | 49,185,000 | 52,154,000 | 52,713,000 | 57,381,000 |
| Allowance for loan losses | 805,000 | 737,000 | 686,000 | 610,000 |
| Securities available for sale | 10,914,000 | 10,929,000 | 12,183,000 | 10,143,000 |
| Securities held to maturity | 854,000 | 853,000 | 851,000 | 850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,097,000 | 67,604,000 | 69,646,000 | 70,478,000 |
| Interest-bearing deposits | 57,131,000 | 55,982,000 | 57,906,000 | 56,993,000 |
| Noninterest-bearing deposits | 9,966,000 | 11,622,000 | 11,740,000 | 13,485,000 |
| Equity capital | 6,310,000 | 6,457,000 | 6,756,000 | 6,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,486,000 | 2,978,000 | 4,508,000 | 6,012,000 |
| Interest expense | 635,000 | 1,215,000 | 1,739,000 | 2,180,000 |
| Net interest income | 851,000 | 1,763,000 | 2,769,000 | 3,832,000 |
| Noninterest income | 172,000 | 335,000 | 514,000 | 695,000 |
| Noninterest expense | 822,000 | 1,650,000 | 2,578,000 | 3,531,000 |
| Provision for loan losses | 60,000 | 120,000 | 120,000 | 360,000 |
| Pretax income | 141,000 | 328,000 | 585,000 | 636,000 |
| Income tax | 40,000 | 95,000 | 175,000 | 184,000 |
| Net income | 101,000 | 233,000 | 410,000 | 452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,231,000 | 6,368,000 | 6,547,000 | 6,448,000 |
| Total capital | 6,879,000 | 7,081,000 | 7,233,000 | 7,058,000 |
| Risk-weighted assets | 51,664,000 | 57,044,000 | 57,909,000 | 62,401,000 |