Call reports 2007
FIRST COASTAL BANK, NATIONAL ASSOCIATION — 2007
What FIRST COASTAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 |
|---|---|
| Total assets | 222,202,000 |
| Total loans | 153,823,000 |
| Allowance for loan losses | 1,411,000 |
| Securities available for sale | 53,361,000 |
| Securities held to maturity | 0 |
| Trading assets | 159,000 |
| Total deposits | 182,701,000 |
| Interest-bearing deposits | 128,011,000 |
| Noninterest-bearing deposits | 54,690,000 |
| Equity capital | 20,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 |
|---|---|
| Interest income | 3,878,000 |
| Interest expense | 1,550,000 |
| Net interest income | 2,328,000 |
| Noninterest income | 400,000 |
| Noninterest expense | 1,911,000 |
| Provision for loan losses | 0 |
| Pretax income | 877,000 |
| Income tax | 351,000 |
| Net income | 526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 |
|---|---|
| Tier 1 capital | 15,547,000 |
| Total capital | 21,958,000 |
| Risk-weighted assets | 172,396,000 |