Call reports 2001
FIRST COASTAL BANK, NATIONAL ASSOCIATION — 2001
What FIRST COASTAL BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 126,573,000 | 133,658,000 | 132,847,000 | 123,406,000 |
| Total loans | 83,659,000 | 93,743,000 | 94,877,000 | 91,990,000 |
| Allowance for loan losses | 1,048,000 | 1,045,000 | 1,041,000 | 1,219,000 |
| Securities available for sale | 28,640,000 | 24,139,000 | 12,937,000 | 20,229,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,080,000 | 110,062,000 | 118,188,000 | 107,608,000 |
| Interest-bearing deposits | 80,352,000 | 77,254,000 | 86,271,000 | 82,574,000 |
| Noninterest-bearing deposits | 31,728,000 | 32,808,000 | 31,917,000 | 25,034,000 |
| Equity capital | 12,676,000 | 12,667,000 | 12,683,000 | 12,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,534,000 | 4,900,000 | 7,242,000 | 9,277,000 |
| Interest expense | 1,022,000 | 1,920,000 | 2,743,000 | 3,418,000 |
| Net interest income | 1,512,000 | 2,980,000 | 4,499,000 | 5,859,000 |
| Noninterest income | 191,000 | 400,000 | 617,000 | 2,023,000 |
| Noninterest expense | 1,525,000 | 2,937,000 | 4,467,000 | 6,705,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 196,000 | 463,000 | 691,000 | 969,000 |
| Income tax | 111,000 | 244,000 | 375,000 | 521,000 |
| Net income | 85,000 | 219,000 | 316,000 | 448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,693,000 | 7,825,000 | 7,857,000 | 7,817,000 |
| Total capital | 9,281,000 | 10,170,000 | 10,198,000 | 10,275,000 |
| Risk-weighted assets | 89,528,000 | 94,885,000 | 99,328,000 | 92,562,000 |