Call reports 2015
VECTRA BANK COLORADO, NATIONAL ASSOCIATION — 2015
What VECTRA BANK COLORADO, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 3,028,071,000 | 3,230,926,000 | 3,317,609,000 |
| Total loans | 2,399,496,000 | 2,424,494,000 | 2,436,125,000 |
| Allowance for loan losses | 35,836,000 | 33,944,000 | 32,012,000 |
| Securities available for sale | 199,795,000 | 231,528,000 | 248,996,000 |
| Securities held to maturity | 7,242,000 | 7,204,000 | 7,165,000 |
| Trading assets | 4,471,000 | 3,340,000 | 4,426,000 |
| Total deposits | 2,623,288,000 | 2,824,070,000 | 2,899,948,000 |
| Interest-bearing deposits | 1,718,251,000 | 1,823,270,000 | 1,815,412,000 |
| Noninterest-bearing deposits | 905,037,000 | 1,000,800,000 | 1,084,536,000 |
| Equity capital | 342,816,000 | 347,623,000 | 353,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 27,324,000 | 55,525,000 | 82,874,000 |
| Interest expense | 1,466,000 | 3,112,000 | 4,770,000 |
| Net interest income | 25,858,000 | 52,413,000 | 78,104,000 |
| Noninterest income | 4,936,000 | 10,186,000 | 15,831,000 |
| Noninterest expense | 23,911,000 | 48,255,000 | 73,059,000 |
| Provision for loan losses | 3,850,000 | 3,539,000 | 1,919,000 |
| Pretax income | 3,033,000 | 10,159,000 | 18,311,000 |
| Income tax | 773,000 | 3,131,000 | 5,840,000 |
| Net income | 2,260,000 | 7,028,000 | 12,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 344,180,000 | 349,356,000 | 354,946,000 |
| Total capital | 376,638,000 | 381,250,000 | 387,383,000 |
| Risk-weighted assets | 2,589,493,000 | 2,546,293,000 | 2,591,856,000 |