Call reports 2014
VECTRA BANK COLORADO, NATIONAL ASSOCIATION — 2014
What VECTRA BANK COLORADO, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,606,013,000 | 2,645,824,000 | 2,841,164,000 | 2,998,792,000 |
| Total loans | 2,319,700,000 | 2,321,986,000 | 2,362,549,000 | 2,333,316,000 |
| Allowance for loan losses | 40,087,000 | 35,406,000 | 32,299,000 | 32,243,000 |
| Securities available for sale | 144,614,000 | 142,083,000 | 153,586,000 | 167,973,000 |
| Securities held to maturity | 12,250,000 | 12,212,000 | 12,174,000 | 10,809,000 |
| Trading assets | 3,644,000 | 3,984,000 | 3,396,000 | 3,814,000 |
| Total deposits | 2,195,442,000 | 2,243,004,000 | 2,427,000,000 | 2,591,197,000 |
| Interest-bearing deposits | 1,347,674,000 | 1,412,354,000 | 1,531,145,000 | 1,714,045,000 |
| Noninterest-bearing deposits | 847,768,000 | 830,650,000 | 895,855,000 | 877,152,000 |
| Equity capital | 322,363,000 | 330,518,000 | 337,123,000 | 340,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 26,260,000 | 52,738,000 | 79,453,000 | 106,980,000 |
| Interest expense | 810,000 | 1,744,000 | 2,910,000 | 4,279,000 |
| Net interest income | 25,450,000 | 50,994,000 | 76,543,000 | 102,701,000 |
| Noninterest income | 4,437,000 | 10,302,000 | 16,158,000 | 21,525,000 |
| Noninterest expense | 24,437,000 | 48,236,000 | 72,456,000 | 97,577,000 |
| Provision for loan losses | -1,829,000 | -6,293,000 | -9,488,000 | -8,421,000 |
| Pretax income | 5,607,000 | 17,681,000 | 28,061,000 | 32,104,000 |
| Income tax | 1,777,000 | 6,056,000 | 9,684,000 | 10,740,000 |
| Net income | 3,830,000 | 11,625,000 | 18,377,000 | 21,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 323,160,000 | 331,590,000 | 338,560,000 | 341,726,000 |
| Total capital | 353,376,000 | 361,926,000 | 369,652,000 | 372,842,000 |
| Risk-weighted assets | 2,402,426,000 | 2,417,147,000 | 2,481,761,000 | 2,484,000,000 |