Call reports 2013
VECTRA BANK COLORADO, NATIONAL ASSOCIATION — 2013
What VECTRA BANK COLORADO, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,456,855,000 | 2,594,701,000 | 2,677,043,000 | 2,570,710,000 |
| Total loans | 2,138,746,000 | 2,215,279,000 | 2,216,514,000 | 2,295,958,000 |
| Allowance for loan losses | 39,937,000 | 38,854,000 | 39,802,000 | 41,621,000 |
| Securities available for sale | 146,384,000 | 154,871,000 | 144,931,000 | 150,013,000 |
| Securities held to maturity | 34,973,000 | 33,888,000 | 33,154,000 | 15,539,000 |
| Trading assets | 4,891,000 | 4,070,000 | 4,049,000 | 4,028,000 |
| Total deposits | 2,098,723,000 | 2,232,813,000 | 2,303,735,000 | 2,178,052,000 |
| Interest-bearing deposits | 1,373,564,000 | 1,470,661,000 | 1,491,414,000 | 1,331,108,000 |
| Noninterest-bearing deposits | 725,159,000 | 762,152,000 | 812,321,000 | 846,944,000 |
| Equity capital | 304,853,000 | 310,426,000 | 313,995,000 | 316,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 26,750,000 | 52,906,000 | 79,836,000 | 107,076,000 |
| Interest expense | 982,000 | 1,978,000 | 2,932,000 | 3,792,000 |
| Net interest income | 25,768,000 | 50,928,000 | 76,904,000 | 103,284,000 |
| Noninterest income | 6,343,000 | 12,440,000 | 18,636,000 | 22,419,000 |
| Noninterest expense | 24,552,000 | 50,146,000 | 74,498,000 | 97,925,000 |
| Provision for loan losses | -8,556,000 | -9,414,000 | -7,599,000 | -4,870,000 |
| Pretax income | 16,115,000 | 22,636,000 | 28,641,000 | 32,537,000 |
| Income tax | 5,805,000 | 7,957,000 | 9,954,000 | 11,180,000 |
| Net income | 10,310,000 | 14,679,000 | 18,687,000 | 21,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 303,696,000 | 305,726,000 | 310,096,000 | 315,030,000 |
| Total capital | 332,295,000 | 335,259,000 | 340,013,000 | 345,487,000 |
| Risk-weighted assets | 2,270,896,000 | 2,346,998,000 | 2,377,717,000 | 2,420,192,000 |