Call reports 2012
VECTRA BANK COLORADO, NATIONAL ASSOCIATION — 2012
What VECTRA BANK COLORADO, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,413,485,000 | 2,374,278,000 | 2,449,864,000 | 2,510,586,000 |
| Total loans | 1,990,900,000 | 2,031,765,000 | 2,124,465,000 | 2,184,264,000 |
| Allowance for loan losses | 50,503,000 | 48,708,000 | 48,519,000 | 49,033,000 |
| Securities available for sale | 161,779,000 | 161,165,000 | 152,126,000 | 151,707,000 |
| Securities held to maturity | 61,836,000 | 51,268,000 | 50,534,000 | 35,247,000 |
| Trading assets | 4,599,000 | 4,899,000 | 5,212,000 | 5,002,000 |
| Total deposits | 2,065,404,000 | 2,020,904,000 | 2,085,248,000 | 2,163,863,000 |
| Interest-bearing deposits | 1,296,211,000 | 1,258,958,000 | 1,274,511,000 | 1,292,517,000 |
| Noninterest-bearing deposits | 769,193,000 | 761,946,000 | 810,737,000 | 871,346,000 |
| Equity capital | 275,175,000 | 281,609,000 | 288,475,000 | 294,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 26,948,000 | 56,672,000 | 85,160,000 | 113,481,000 |
| Interest expense | 1,169,000 | 2,269,000 | 3,284,000 | 4,263,000 |
| Net interest income | 25,779,000 | 54,403,000 | 81,876,000 | 109,218,000 |
| Noninterest income | 4,369,000 | 8,620,000 | 16,025,000 | 20,811,000 |
| Noninterest expense | 23,965,000 | 47,335,000 | 70,736,000 | 94,431,000 |
| Provision for loan losses | 982,000 | 2,411,000 | 4,600,000 | 6,985,000 |
| Pretax income | 5,201,000 | 13,277,000 | 22,565,000 | 28,041,000 |
| Income tax | 1,585,000 | 4,257,000 | 7,457,000 | 9,179,000 |
| Net income | 3,616,000 | 9,020,000 | 15,108,000 | 18,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 261,139,000 | 270,061,000 | 276,964,000 | 283,744,000 |
| Total capital | 288,190,000 | 297,100,000 | 305,112,000 | 312,855,000 |
| Risk-weighted assets | 2,132,680,000 | 2,133,859,000 | 2,235,718,000 | 2,303,018,000 |