Call reports 2010
VECTRA BANK COLORADO, NATIONAL ASSOCIATION — 2010
What VECTRA BANK COLORADO, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,375,928,000 | 2,304,119,000 | 2,281,357,000 | 2,298,699,000 |
| Total loans | 1,918,054,000 | 1,878,299,000 | 1,873,133,000 | 1,831,314,000 |
| Allowance for loan losses | 75,585,000 | 74,427,000 | 72,685,000 | 69,645,000 |
| Securities available for sale | 222,855,000 | 220,614,000 | 205,729,000 | 200,952,000 |
| Securities held to maturity | 71,215,000 | 70,796,000 | 70,449,000 | 66,238,000 |
| Trading assets | 4,252,000 | 4,884,000 | 5,230,000 | 4,263,000 |
| Total deposits | 1,961,230,000 | 1,812,714,000 | 1,868,170,000 | 1,905,460,000 |
| Interest-bearing deposits | 1,328,299,000 | 1,190,979,000 | 1,193,719,000 | 1,211,519,000 |
| Noninterest-bearing deposits | 632,931,000 | 621,736,000 | 674,451,000 | 693,941,000 |
| Equity capital | 264,960,000 | 265,014,000 | 267,929,000 | 269,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 30,076,000 | 59,571,000 | 88,626,000 | 117,574,000 |
| Interest expense | 2,683,000 | 4,930,000 | 6,922,000 | 8,668,000 |
| Net interest income | 27,393,000 | 54,641,000 | 81,704,000 | 108,906,000 |
| Noninterest income | 8,463,000 | 13,930,000 | 19,661,000 | 25,136,000 |
| Noninterest expense | 21,618,000 | 43,860,000 | 65,940,000 | 88,625,000 |
| Provision for loan losses | 8,840,000 | 17,230,000 | 21,442,000 | 28,162,000 |
| Pretax income | 5,203,000 | 6,577,000 | 12,694,000 | 16,024,000 |
| Income tax | 6,201,000 | 6,412,000 | 8,439,000 | 9,427,000 |
| Net income | -998,000 | 165,000 | 4,255,000 | 6,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 265,476,000 | 268,833,000 | 273,374,000 | 276,935,000 |
| Total capital | 295,235,000 | 298,200,000 | 302,328,000 | 305,101,000 |
| Risk-weighted assets | 2,328,949,000 | 2,297,815,000 | 2,267,080,000 | 2,205,948,000 |