Call reports 2009
VECTRA BANK COLORADO, NATIONAL ASSOCIATION — 2009
What VECTRA BANK COLORADO, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,566,552,000 | 2,552,815,000 | 2,451,633,000 | 2,440,095,000 |
| Total loans | 2,039,492,000 | 2,079,188,000 | 2,011,952,000 | 1,994,501,000 |
| Allowance for loan losses | 33,018,000 | 38,752,000 | 61,918,000 | 73,774,000 |
| Securities available for sale | 190,367,000 | 234,382,000 | 224,270,000 | 231,107,000 |
| Securities held to maturity | 70,627,000 | 37,310,000 | 36,979,000 | 36,089,000 |
| Trading assets | 0 | 0 | 4,830,000 | 4,113,000 |
| Total deposits | 2,043,072,000 | 1,974,226,000 | 1,955,167,000 | 1,966,807,000 |
| Interest-bearing deposits | 1,574,959,000 | 1,422,083,000 | 1,397,884,000 | 1,348,543,000 |
| Noninterest-bearing deposits | 468,113,000 | 552,143,000 | 557,283,000 | 618,264,000 |
| Equity capital | 185,383,000 | 187,835,000 | 273,540,000 | 263,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 32,577,000 | 65,657,000 | 97,855,000 | 128,897,000 |
| Interest expense | 8,957,000 | 15,071,000 | 19,751,000 | 23,158,000 |
| Net interest income | 23,620,000 | 50,586,000 | 78,104,000 | 105,739,000 |
| Noninterest income | 6,704,000 | 14,713,000 | 22,911,000 | 27,929,000 |
| Noninterest expense | 22,493,000 | 48,896,000 | 72,597,000 | 93,399,000 |
| Provision for loan losses | 8,853,000 | 20,957,000 | 55,950,000 | 78,450,000 |
| Pretax income | -2,972,000 | -6,504,000 | -29,776,000 | -43,436,000 |
| Income tax | -1,397,000 | -3,038,000 | -12,280,000 | -17,879,000 |
| Net income | -1,575,000 | -3,466,000 | -17,496,000 | -25,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 197,396,000 | 195,448,000 | 281,431,000 | 270,400,000 |
| Total capital | 283,531,000 | 283,316,000 | 313,221,000 | 301,930,000 |
| Risk-weighted assets | 2,484,385,000 | 2,619,649,000 | 2,507,012,000 | 2,473,758,000 |