Call reports 2008
VECTRA BANK COLORADO, NATIONAL ASSOCIATION — 2008
What VECTRA BANK COLORADO, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 2,766,324,000 | 2,786,136,000 | 2,749,320,000 | 2,721,985,000 |
| Total loans | 2,032,943,000 | 2,070,142,000 | 2,062,921,000 | 2,064,910,000 |
| Allowance for loan losses | 28,131,000 | 29,362,000 | 29,632,000 | 27,118,000 |
| Securities available for sale | 345,782,000 | 245,062,000 | 255,172,000 | 239,365,000 |
| Securities held to maturity | 22,933,000 | 101,499,000 | 101,221,000 | 89,580,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,748,568,000 | 1,718,500,000 | 1,904,730,000 | 2,085,553,000 |
| Interest-bearing deposits | 1,263,142,000 | 1,219,399,000 | 1,443,003,000 | 1,626,037,000 |
| Noninterest-bearing deposits | 485,426,000 | 499,101,000 | 461,726,000 | 459,517,000 |
| Equity capital | 336,646,000 | 329,558,000 | 337,397,000 | 200,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 40,322,000 | 77,566,000 | 114,778,000 | 151,184,000 |
| Interest expense | 13,800,000 | 24,155,000 | 35,287,000 | 46,577,000 |
| Net interest income | 26,522,000 | 53,411,000 | 79,491,000 | 104,607,000 |
| Noninterest income | 6,672,000 | 12,789,000 | 20,085,000 | 28,321,000 |
| Noninterest expense | 22,177,000 | 43,898,000 | 64,622,000 | 236,740,000 |
| Provision for loan losses | 2,234,000 | 8,234,000 | 12,484,000 | 15,884,000 |
| Pretax income | 8,783,000 | 14,068,000 | 22,473,000 | -126,122,000 |
| Income tax | 3,159,000 | 5,022,000 | 8,046,000 | 8,882,000 |
| Net income | 5,624,000 | 9,046,000 | 14,427,000 | -135,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 184,531,000 | 183,310,000 | 189,074,000 | 198,702,000 |
| Total capital | 270,188,000 | 269,823,000 | 275,251,000 | 285,169,000 |
| Risk-weighted assets | 2,451,920,000 | 2,519,995,000 | 2,492,523,000 | 2,539,837,000 |