Call reports 2007
VECTRA BANK COLORADO, NATIONAL ASSOCIATION — 2007
What VECTRA BANK COLORADO, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 2,364,665,000 | 2,509,533,000 | 2,588,690,000 | 2,666,927,000 |
| Total loans | 1,713,735,000 | 1,790,718,000 | 1,858,400,000 | 1,987,017,000 |
| Allowance for loan losses | 22,025,000 | 22,250,000 | 24,646,000 | 26,283,000 |
| Securities available for sale | 325,898,000 | 367,715,000 | 373,574,000 | 305,161,000 |
| Securities held to maturity | 0 | 23,168,000 | 22,509,000 | 23,345,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,704,722,000 | 1,721,408,000 | 1,768,714,000 | 1,751,700,000 |
| Interest-bearing deposits | 1,212,593,000 | 1,230,585,000 | 1,283,056,000 | 1,266,671,000 |
| Noninterest-bearing deposits | 492,129,000 | 490,823,000 | 485,657,000 | 485,029,000 |
| Equity capital | 311,261,000 | 314,692,000 | 324,940,000 | 329,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 36,471,000 | 74,373,000 | 114,179,000 | 155,688,000 |
| Interest expense | 13,357,000 | 27,361,000 | 42,074,000 | 57,781,000 |
| Net interest income | 23,114,000 | 47,012,000 | 72,105,000 | 97,907,000 |
| Noninterest income | 5,863,000 | 12,593,000 | 19,615,000 | 27,268,000 |
| Noninterest expense | 21,680,000 | 42,762,000 | 64,804,000 | 86,467,000 |
| Provision for loan losses | -520,000 | -270,000 | 2,030,000 | 3,980,000 |
| Pretax income | 7,817,000 | 17,113,000 | 24,886,000 | 34,728,000 |
| Income tax | 2,819,000 | 6,223,000 | 9,026,000 | 12,552,000 |
| Net income | 4,998,000 | 10,890,000 | 15,860,000 | 22,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 164,079,000 | 170,988,000 | 176,802,000 | 178,524,000 |
| Total capital | 243,964,000 | 251,310,000 | 259,797,000 | 263,057,000 |
| Risk-weighted assets | 2,245,943,000 | 2,354,277,000 | 2,416,942,000 | 2,496,055,000 |