Call reports 2006
VECTRA BANK COLORADO, NATIONAL ASSOCIATION — 2006
What VECTRA BANK COLORADO, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 2,307,825,000 | 2,378,152,000 | 2,404,294,000 | 2,385,394,000 |
| Total loans | 1,547,822,000 | 1,619,598,000 | 1,673,794,000 | 1,725,263,000 |
| Allowance for loan losses | 20,100,000 | 20,478,000 | 22,273,000 | 23,588,000 |
| Securities available for sale | 410,549,000 | 388,367,000 | 391,713,000 | 335,780,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,647,575,000 | 1,661,192,000 | 1,674,493,000 | 1,712,416,000 |
| Interest-bearing deposits | 1,118,401,000 | 1,121,192,000 | 1,182,989,000 | 1,202,010,000 |
| Noninterest-bearing deposits | 529,174,000 | 540,000,000 | 491,504,000 | 510,406,000 |
| Equity capital | 292,952,000 | 301,411,000 | 313,012,000 | 314,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 32,764,000 | 67,507,000 | 103,349,000 | 140,670,000 |
| Interest expense | 9,372,000 | 20,130,000 | 32,125,000 | 45,298,000 |
| Net interest income | 23,392,000 | 47,377,000 | 71,224,000 | 95,372,000 |
| Noninterest income | 7,220,000 | 12,957,000 | 19,999,000 | 27,176,000 |
| Noninterest expense | 22,262,000 | 43,743,000 | 64,784,000 | 86,756,000 |
| Provision for loan losses | 200,000 | 800,000 | 2,900,000 | 4,200,000 |
| Pretax income | 8,150,000 | 15,761,000 | 24,313,000 | 32,096,000 |
| Income tax | 2,985,000 | 5,724,000 | 8,824,000 | 11,756,000 |
| Net income | 5,165,000 | 10,037,000 | 15,489,000 | 20,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 148,576,000 | 160,490,000 | 167,133,000 | 168,125,000 |
| Total capital | 237,735,000 | 238,659,000 | 246,893,000 | 249,429,000 |
| Risk-weighted assets | 2,130,785,000 | 2,220,859,000 | 2,193,800,000 | 2,232,548,000 |