Call reports 2005
VECTRA BANK COLORADO, NATIONAL ASSOCIATION — 2005
What VECTRA BANK COLORADO, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 2,289,348,000 | 2,308,607,000 | 2,371,998,000 | 2,323,567,000 |
| Total loans | 1,451,003,000 | 1,501,046,000 | 1,537,032,000 | 1,539,328,000 |
| Allowance for loan losses | 20,130,000 | 20,645,000 | 20,690,000 | 21,069,000 |
| Securities available for sale | 496,401,000 | 450,330,000 | 494,900,000 | 407,246,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,583,441,000 | 1,637,284,000 | 1,629,152,000 | 1,635,523,000 |
| Interest-bearing deposits | 1,063,252,000 | 1,104,034,000 | 1,103,322,000 | 1,094,273,000 |
| Noninterest-bearing deposits | 520,189,000 | 533,250,000 | 525,829,000 | 541,250,000 |
| Equity capital | 319,930,000 | 297,425,000 | 296,311,000 | 299,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 28,663,000 | 59,053,000 | 90,421,000 | 122,690,000 |
| Interest expense | 6,987,000 | 14,766,000 | 23,423,000 | 32,545,000 |
| Net interest income | 21,676,000 | 44,287,000 | 66,998,000 | 90,145,000 |
| Noninterest income | 6,442,000 | 12,881,000 | 19,070,000 | 25,608,000 |
| Noninterest expense | 21,828,000 | 43,229,000 | 65,437,000 | 86,888,000 |
| Provision for loan losses | 0 | 600,000 | 900,000 | 1,600,000 |
| Pretax income | 6,290,000 | 13,339,000 | 19,731,000 | 27,191,000 |
| Income tax | 2,231,000 | 4,758,000 | 7,025,000 | 9,739,000 |
| Net income | 4,059,000 | 8,581,000 | 12,706,000 | 17,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 169,295,000 | 142,385,000 | 147,088,000 | 152,201,000 |
| Total capital | 258,010,000 | 231,877,000 | 236,934,000 | 242,363,000 |
| Risk-weighted assets | 2,030,804,000 | 2,073,414,000 | 2,135,475,000 | 2,127,232,000 |