Call reports 2001
VECTRA BANK COLORADO, NATIONAL ASSOCIATION — 2001
What VECTRA BANK COLORADO, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 2,248,559,000 | 2,296,326,000 | 2,265,761,000 | 2,639,118,000 |
| Total loans | 1,513,541,000 | 1,582,850,000 | 1,551,542,000 | 1,849,683,000 |
| Allowance for loan losses | 20,950,000 | 22,903,000 | 25,797,000 | 32,754,000 |
| Securities available for sale | 316,225,000 | 208,935,000 | 216,557,000 | 270,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,434,862,000 | 1,416,662,000 | 1,445,823,000 | 1,763,613,000 |
| Interest-bearing deposits | 1,094,518,000 | 1,064,876,000 | 1,089,342,000 | 1,339,527,000 |
| Noninterest-bearing deposits | 340,344,000 | 351,786,000 | 356,481,000 | 424,086,000 |
| Equity capital | 393,265,000 | 393,407,000 | 395,310,000 | 439,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 37,720,000 | 74,583,000 | 109,985,000 | 144,762,000 |
| Interest expense | 15,959,000 | 31,259,000 | 44,965,000 | 57,506,000 |
| Net interest income | 21,761,000 | 43,324,000 | 65,020,000 | 87,256,000 |
| Noninterest income | 5,389,000 | 11,533,000 | 18,400,000 | 26,625,000 |
| Noninterest expense | 22,209,000 | 45,338,000 | 68,565,000 | 94,457,000 |
| Provision for loan losses | 3,000,000 | 5,250,000 | 7,850,000 | 9,350,000 |
| Pretax income | 2,132,000 | 4,507,000 | 7,258,000 | 10,332,000 |
| Income tax | 1,590,000 | 3,206,000 | 5,027,000 | 6,947,000 |
| Net income | 601,000 | 1,360,000 | 2,290,000 | 3,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 149,966,000 | 153,937,000 | 158,081,000 | 182,493,000 |
| Total capital | 169,277,000 | 234,077,000 | 238,008,000 | 266,479,000 |
| Risk-weighted assets | 1,543,267,000 | 1,608,461,000 | 1,588,317,000 | 1,910,081,000 |