Call reports 2016
BANK OF URBANA, THE — 2016
What BANK OF URBANA, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 186,063,000 | 179,147,000 | 177,499,000 |
| Total loans | 82,599,000 | 84,314,000 | 84,457,000 |
| Allowance for loan losses | 980,000 | 1,257,000 | 1,250,000 |
| Securities available for sale | 73,283,000 | 70,744,000 | 25,953,000 |
| Securities held to maturity | 201,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 160,302,000 | 152,911,000 | 162,062,000 |
| Interest-bearing deposits | 143,487,000 | 135,970,000 | 143,998,000 |
| Noninterest-bearing deposits | 16,815,000 | 16,941,000 | 18,064,000 |
| Equity capital | 24,974,000 | 25,277,000 | 15,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 1,650,000 | 3,245,000 | 4,687,000 |
| Interest expense | 149,000 | 293,000 | 434,000 |
| Net interest income | 1,501,000 | 2,952,000 | 4,253,000 |
| Noninterest income | 224,000 | 481,000 | 742,000 |
| Noninterest expense | 1,090,000 | 2,241,000 | 5,192,000 |
| Provision for loan losses | 45,000 | 325,000 | 302,000 |
| Pretax income | 635,000 | 912,000 | 647,000 |
| Income tax | 239,000 | 274,000 | 110,000 |
| Net income | 396,000 | 638,000 | 537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 24,388,000 | 24,285,000 | 14,822,000 |
| Total capital | 25,368,000 | 25,475,000 | 16,024,000 |
| Risk-weighted assets | 93,203,000 | 95,143,000 | 96,106,000 |