Call reports 2014
BANK OF URBANA, THE — 2014
What BANK OF URBANA, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 170,695,000 | 176,039,000 | 176,023,000 | 175,709,000 |
| Total loans | 75,031,000 | 74,483,000 | 74,428,000 | 75,699,000 |
| Allowance for loan losses | 1,248,000 | 1,141,000 | 1,049,000 | 1,051,000 |
| Securities available for sale | 78,438,000 | 81,875,000 | 86,449,000 | 79,631,000 |
| Securities held to maturity | 207,000 | 206,000 | 206,000 | 205,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,491,000 | 150,702,000 | 148,555,000 | 149,210,000 |
| Interest-bearing deposits | 97,730,000 | 119,312,000 | 118,982,000 | 131,783,000 |
| Noninterest-bearing deposits | 48,761,000 | 31,390,000 | 29,573,000 | 17,427,000 |
| Equity capital | 23,781,000 | 24,830,000 | 25,293,000 | 25,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,570,000 | 3,152,000 | 4,733,000 | 6,402,000 |
| Interest expense | 158,000 | 310,000 | 465,000 | 617,000 |
| Net interest income | 1,412,000 | 2,842,000 | 4,268,000 | 5,785,000 |
| Noninterest income | 191,000 | 404,000 | 603,000 | 806,000 |
| Noninterest expense | 1,104,000 | 2,207,000 | 3,333,000 | 4,505,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 499,000 | 1,039,000 | 1,538,000 | 2,119,000 |
| Income tax | 173,000 | 301,000 | 419,000 | 570,000 |
| Net income | 326,000 | 738,000 | 1,119,000 | 1,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,564,000 | 24,872,000 | 25,147,000 | 25,472,000 |
| Total capital | 25,619,000 | 25,928,000 | 26,196,000 | 26,523,000 |
| Risk-weighted assets | 84,189,000 | 84,421,000 | 84,128,000 | 85,361,000 |