Call reports 2012
BANK OF URBANA, THE — 2012
What BANK OF URBANA, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 166,172,000 | 166,149,000 | 165,867,000 | 165,739,000 |
| Total loans | 76,673,000 | 77,760,000 | 76,709,000 | 78,794,000 |
| Allowance for loan losses | 1,267,000 | 1,202,000 | 1,255,000 | 1,323,000 |
| Securities available for sale | 68,325,000 | 64,382,000 | 67,375,000 | 71,063,000 |
| Securities held to maturity | 210,000 | 209,000 | 209,000 | 209,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,281,000 | 138,768,000 | 137,951,000 | 140,776,000 |
| Interest-bearing deposits | 116,347,000 | 115,300,000 | 114,389,000 | 117,976,000 |
| Noninterest-bearing deposits | 22,934,000 | 23,468,000 | 23,562,000 | 22,800,000 |
| Equity capital | 25,924,000 | 26,432,000 | 26,784,000 | 24,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,701,000 | 3,358,000 | 4,980,000 | 6,633,000 |
| Interest expense | 260,000 | 505,000 | 738,000 | 954,000 |
| Net interest income | 1,441,000 | 2,853,000 | 4,242,000 | 5,679,000 |
| Noninterest income | 160,000 | 320,000 | 534,000 | 709,000 |
| Noninterest expense | 1,001,000 | 2,070,000 | 3,156,000 | 4,233,000 |
| Provision for loan losses | 0 | 155,000 | 245,000 | 335,000 |
| Pretax income | 600,000 | 948,000 | 1,375,000 | 1,820,000 |
| Income tax | 125,000 | 32,000 | 95,000 | 161,000 |
| Net income | 475,000 | 916,000 | 1,280,000 | 1,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,004,000 | 25,340,000 | 25,599,000 | 22,978,000 |
| Total capital | 26,045,000 | 26,396,000 | 26,637,000 | 24,044,000 |
| Risk-weighted assets | 83,046,000 | 84,354,000 | 82,840,000 | 85,017,000 |