Call reports 2010
BANK OF URBANA, THE — 2010
What BANK OF URBANA, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 156,778,000 | 156,959,000 | 156,942,000 | 159,604,000 |
| Total loans | 79,618,000 | 81,792,000 | 78,778,000 | 80,472,000 |
| Allowance for loan losses | 1,699,000 | 1,755,000 | 1,633,000 | 1,687,000 |
| Securities available for sale | 62,815,000 | 65,283,000 | 64,310,000 | 68,705,000 |
| Securities held to maturity | 7,000 | 7,000 | 7,000 | 7,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,513,000 | 132,918,000 | 131,969,000 | 136,619,000 |
| Interest-bearing deposits | 113,631,000 | 112,285,000 | 110,971,000 | 115,446,000 |
| Noninterest-bearing deposits | 19,882,000 | 20,633,000 | 20,998,000 | 21,173,000 |
| Equity capital | 22,743,000 | 23,332,000 | 23,896,000 | 22,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,852,000 | 3,694,000 | 5,499,000 | 7,284,000 |
| Interest expense | 443,000 | 866,000 | 1,259,000 | 1,627,000 |
| Net interest income | 1,409,000 | 2,828,000 | 4,240,000 | 5,657,000 |
| Noninterest income | 177,000 | 346,000 | 526,000 | 688,000 |
| Noninterest expense | 1,017,000 | 2,064,000 | 3,077,000 | 4,173,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 494,000 | 960,000 | 1,464,000 | 1,872,000 |
| Income tax | 106,000 | 175,000 | 357,000 | 386,000 |
| Net income | 388,000 | 785,000 | 1,107,000 | 1,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,696,000 | 22,988,000 | 23,205,000 | 23,479,000 |
| Total capital | 23,752,000 | 24,061,000 | 24,240,000 | 24,551,000 |
| Risk-weighted assets | 83,875,000 | 85,191,000 | 82,210,000 | 85,129,000 |