Call reports 2001
BANK OF URBANA, THE — 2001
What BANK OF URBANA, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 105,974,000 | 107,597,000 | 110,456,000 | 113,697,000 |
| Total loans | 62,447,000 | 63,096,000 | 61,538,000 | 64,676,000 |
| Allowance for loan losses | 1,555,000 | 1,568,000 | 1,619,000 | 1,676,000 |
| Securities available for sale | 33,567,000 | 35,330,000 | 42,266,000 | 43,283,000 |
| Securities held to maturity | 58,000 | 57,000 | 30,000 | 29,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,310,000 | 94,532,000 | 96,696,000 | 98,066,000 |
| Interest-bearing deposits | 84,588,000 | 84,836,000 | 86,761,000 | 88,174,000 |
| Noninterest-bearing deposits | 8,722,000 | 9,696,000 | 9,935,000 | 9,892,000 |
| Equity capital | 12,098,000 | 12,307,000 | 12,859,000 | 12,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,094,000 | 4,198,000 | 6,247,000 | 8,188,000 |
| Interest expense | 1,089,000 | 2,130,000 | 3,088,000 | 3,934,000 |
| Net interest income | 1,005,000 | 2,068,000 | 3,159,000 | 4,254,000 |
| Noninterest income | 128,000 | 291,000 | 443,000 | 586,000 |
| Noninterest expense | 703,000 | 1,370,000 | 2,055,000 | 2,730,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 370,000 | 869,000 | 1,367,000 | 1,870,000 |
| Income tax | 121,000 | 291,000 | 460,000 | 631,000 |
| Net income | 249,000 | 578,000 | 907,000 | 1,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,676,000 | 11,633,000 | 11,842,000 | 12,464,000 |
| Total capital | 12,413,000 | 12,387,000 | 12,623,000 | 13,273,000 |
| Risk-weighted assets | 58,127,000 | 59,545,000 | 61,603,000 | 64,236,000 |