Call reports 2021
BANK OF SOUTH TEXAS — 2021
What BANK OF SOUTH TEXAS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 136,305,000 | 136,531,000 | 135,842,000 | 139,198,000 |
| Total loans | 90,072,000 | 94,147,000 | 95,595,000 | 99,318,000 |
| Allowance for loan losses | 1,216,000 | 1,297,000 | 1,325,000 | 1,325,000 |
| Securities available for sale | 5,891,000 | 5,642,000 | 5,135,000 | 4,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,175,000 | 115,713,000 | 114,350,000 | 117,715,000 |
| Interest-bearing deposits | 71,838,000 | 65,372,000 | 66,752,000 | 68,974,000 |
| Noninterest-bearing deposits | 44,337,000 | 50,341,000 | 47,598,000 | 48,741,000 |
| Equity capital | 19,078,000 | 19,594,000 | 20,165,000 | 20,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,079,000 | 4,295,000 | 6,499,000 | 8,660,000 |
| Interest expense | 234,000 | 418,000 | 554,000 | 686,000 |
| Net interest income | 1,845,000 | 3,877,000 | 5,945,000 | 7,974,000 |
| Noninterest income | 206,000 | 429,000 | 658,000 | 879,000 |
| Noninterest expense | 1,603,000 | 3,152,000 | 4,773,000 | 6,368,000 |
| Provision for loan losses | 0 | 0 | 27,000 | 27,000 |
| Pretax income | 448,000 | 1,154,000 | 1,803,000 | 2,458,000 |
| Income tax | 116,000 | 303,000 | 380,000 | 508,000 |
| Net income | 332,000 | 851,000 | 1,423,000 | 1,950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,454,000 | 15,972,000 | 16,545,000 | 17,072,000 |
| Total capital | — | — | — | 18,206,000 |
| Risk-weighted assets | — | — | — | 90,549,000 |