Call reports 2001
BANK OF SOUTH TEXAS — 2001
What BANK OF SOUTH TEXAS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 28,318,000 | 28,276,000 | 27,753,000 | 28,808,000 |
| Total loans | 14,223,000 | 15,384,000 | 17,161,000 | 19,463,000 |
| Allowance for loan losses | 168,000 | 168,000 | 157,000 | 132,000 |
| Securities available for sale | 7,611,000 | 8,926,000 | 8,636,000 | 7,508,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,910,000 | 24,907,000 | 24,195,000 | 24,312,000 |
| Interest-bearing deposits | 18,805,000 | 19,874,000 | 19,855,000 | 19,604,000 |
| Noninterest-bearing deposits | 6,105,000 | 5,033,000 | 4,340,000 | 4,708,000 |
| Equity capital | 2,573,000 | 2,604,000 | 2,768,000 | 2,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 499,000 | 1,004,000 | 1,511,000 | 2,025,000 |
| Interest expense | 220,000 | 452,000 | 679,000 | 882,000 |
| Net interest income | 279,000 | 552,000 | 832,000 | 1,143,000 |
| Noninterest income | 41,000 | 77,000 | 123,000 | 168,000 |
| Noninterest expense | 248,000 | 506,000 | 748,000 | 993,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 72,000 | 123,000 | 207,000 | 318,000 |
| Income tax | 7,000 | 13,000 | 38,000 | 59,000 |
| Net income | 65,000 | 110,000 | 169,000 | 259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,544,000 | 2,590,000 | 2,648,000 | 2,739,000 |
| Total capital | 2,712,000 | 2,758,000 | 2,805,000 | 2,871,000 |
| Risk-weighted assets | 15,808,000 | 18,008,000 | 19,288,000 | 21,579,000 |