Call reports 2025
COMMUNITY NATIONAL BANK — 2025
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 855,668,000 | 854,079,000 | 855,306,000 | 890,612,000 |
| Total loans | 411,975,000 | 407,902,000 | 415,530,000 | 416,688,000 |
| Allowance for loan losses | 4,961,000 | 4,736,000 | 4,836,000 | 4,904,000 |
| Securities available for sale | 341,563,000 | 331,818,000 | 328,374,000 | 332,854,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 786,571,000 | 781,444,000 | 776,648,000 | 806,502,000 |
| Interest-bearing deposits | 703,804,000 | 709,341,000 | 698,906,000 | 726,787,000 |
| Noninterest-bearing deposits | 82,767,000 | 72,103,000 | 77,742,000 | 79,715,000 |
| Equity capital | 46,250,000 | 49,221,000 | 54,809,000 | 56,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,596,000 | 19,174,000 | 29,623,000 | 39,483,000 |
| Interest expense | 3,787,000 | 7,522,000 | 11,169,000 | 14,631,000 |
| Net interest income | 5,809,000 | 11,652,000 | 18,454,000 | 24,852,000 |
| Noninterest income | 3,527,000 | 6,595,000 | 9,448,000 | 12,251,000 |
| Noninterest expense | 5,098,000 | 10,155,000 | 15,884,000 | 21,248,000 |
| Provision for loan losses | 52,000 | 53,000 | 176,000 | 345,000 |
| Pretax income | 3,391,000 | 7,244,000 | 11,047,000 | 14,715,000 |
| Income tax | 255,000 | 472,000 | 685,000 | 831,000 |
| Net income | 3,136,000 | 6,772,000 | 10,362,000 | 13,884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,829,000 | 81,101,000 | 81,631,000 | 80,078,000 |
| Total capital | 85,050,000 | 86,097,000 | 86,727,000 | 85,242,000 |
| Risk-weighted assets | 496,060,000 | 520,779,000 | 493,683,000 | 567,953,000 |