Call reports 2024
COMMUNITY NATIONAL BANK — 2024
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 852,528,000 | 867,691,000 | 862,929,000 | 861,251,000 |
| Total loans | 380,544,000 | 389,846,000 | 402,152,000 | 406,959,000 |
| Allowance for loan losses | 4,596,000 | 4,774,000 | 4,779,000 | 4,905,000 |
| Securities available for sale | 393,460,000 | 383,120,000 | 381,273,000 | 363,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 748,953,000 | 778,420,000 | 769,650,000 | 796,389,000 |
| Interest-bearing deposits | 667,315,000 | 694,662,000 | 689,693,000 | 719,178,000 |
| Noninterest-bearing deposits | 81,638,000 | 83,758,000 | 79,957,000 | 77,211,000 |
| Equity capital | 39,711,000 | 39,281,000 | 51,375,000 | 42,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,280,000 | 18,787,000 | 28,738,000 | 38,380,000 |
| Interest expense | 4,147,000 | 8,541,000 | 12,988,000 | 17,101,000 |
| Net interest income | 5,133,000 | 10,246,000 | 15,750,000 | 21,279,000 |
| Noninterest income | 2,294,000 | 4,682,000 | 7,114,000 | 9,965,000 |
| Noninterest expense | 4,374,000 | 9,202,000 | 14,076,000 | 18,797,000 |
| Provision for loan losses | 92,000 | 270,000 | 271,000 | 421,000 |
| Pretax income | 2,897,000 | 5,393,000 | 8,437,000 | 11,923,000 |
| Income tax | 120,000 | 223,000 | 349,000 | 394,000 |
| Net income | 2,777,000 | 5,170,000 | 8,088,000 | 11,529,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,480,000 | 77,426,000 | 78,261,000 | 79,356,000 |
| Total capital | 82,299,000 | 82,423,000 | 83,262,000 | 84,521,000 |
| Risk-weighted assets | 499,605,000 | 511,754,000 | 546,512,000 | 538,534,000 |