Call reports 2023
COMMUNITY NATIONAL BANK — 2023
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 851,389,000 | 843,851,000 | 815,217,000 | 847,829,000 |
| Total loans | 352,574,000 | 357,485,000 | 367,857,000 | 381,538,000 |
| Allowance for loan losses | 4,276,000 | 4,274,000 | 4,408,000 | 4,639,000 |
| Securities available for sale | 444,846,000 | 417,844,000 | 391,435,000 | 405,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 734,872,000 | 742,352,000 | 709,990,000 | 726,819,000 |
| Interest-bearing deposits | 641,794,000 | 658,166,000 | 621,662,000 | 644,292,000 |
| Noninterest-bearing deposits | 93,078,000 | 84,186,000 | 88,328,000 | 82,527,000 |
| Equity capital | 38,926,000 | 37,864,000 | 22,575,000 | 42,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,275,000 | 16,671,000 | 25,372,000 | 34,446,000 |
| Interest expense | 2,387,000 | 5,143,000 | 8,420,000 | 12,215,000 |
| Net interest income | 5,888,000 | 11,528,000 | 16,952,000 | 22,231,000 |
| Noninterest income | 2,107,000 | 4,383,000 | 6,414,000 | 8,632,000 |
| Noninterest expense | 4,133,000 | 8,721,000 | 12,951,000 | 17,632,000 |
| Provision for loan losses | 348,000 | 545,000 | 676,000 | 829,000 |
| Pretax income | 3,521,000 | 6,683,000 | 9,775,000 | 12,418,000 |
| Income tax | 147,000 | 265,000 | 378,000 | 487,000 |
| Net income | 3,374,000 | 6,418,000 | 9,397,000 | 11,931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,112,000 | 76,573,000 | 77,136,000 | 77,153,000 |
| Total capital | 80,524,000 | 80,983,000 | 81,680,000 | 81,948,000 |
| Risk-weighted assets | 474,378,000 | 482,426,000 | 488,827,000 | 505,682,000 |