Call reports 2020
COMMUNITY NATIONAL BANK — 2020
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 496,958,000 | 511,538,000 | 561,124,000 | 547,371,000 |
| Total loans | 177,779,000 | 197,795,000 | 194,959,000 | 189,352,000 |
| Allowance for loan losses | 2,489,000 | 2,815,000 | 2,820,000 | 2,860,000 |
| Securities available for sale | 290,118,000 | 267,090,000 | 310,449,000 | 320,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 385,688,000 | 402,382,000 | 440,800,000 | 449,344,000 |
| Interest-bearing deposits | 347,698,000 | 355,498,000 | 391,125,000 | 399,050,000 |
| Noninterest-bearing deposits | 37,990,000 | 46,884,000 | 49,675,000 | 50,294,000 |
| Equity capital | 46,176,000 | 48,685,000 | 49,621,000 | 51,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,140,000 | 7,980,000 | 11,742,000 | 15,820,000 |
| Interest expense | 513,000 | 980,000 | 1,430,000 | 1,854,000 |
| Net interest income | 3,627,000 | 7,000,000 | 10,312,000 | 13,966,000 |
| Noninterest income | 1,714,000 | 3,409,000 | 5,123,000 | 6,815,000 |
| Noninterest expense | 2,448,000 | 4,972,000 | 7,574,000 | 10,154,000 |
| Provision for loan losses | 125,000 | 450,000 | 456,000 | 497,000 |
| Pretax income | 2,768,000 | 5,234,000 | 7,652,000 | 10,839,000 |
| Income tax | 120,000 | 221,000 | 346,000 | 478,000 |
| Net income | 2,648,000 | 5,013,000 | 7,306,000 | 10,361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,390,000 | 43,345,000 | 44,350,000 | 46,082,000 |
| Total capital | 44,990,000 | 46,271,000 | 47,306,000 | 49,078,000 |
| Risk-weighted assets | 248,903,000 | 255,678,000 | 261,439,000 | 269,136,000 |