Call reports 2019
COMMUNITY NATIONAL BANK — 2019
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 469,581,000 | 470,312,000 | 475,075,000 | 479,520,000 |
| Total loans | 160,357,000 | 173,312,000 | 173,509,000 | 174,537,000 |
| Allowance for loan losses | 2,227,000 | 2,302,000 | 2,346,000 | 2,377,000 |
| Securities available for sale | 275,250,000 | 271,172,000 | 271,545,000 | 275,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 404,550,000 | 398,440,000 | 392,300,000 | 395,849,000 |
| Interest-bearing deposits | 363,749,000 | 359,978,000 | 350,528,000 | 356,452,000 |
| Noninterest-bearing deposits | 40,801,000 | 38,462,000 | 41,772,000 | 39,397,000 |
| Equity capital | 40,200,000 | 42,397,000 | 44,312,000 | 44,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,085,000 | 8,294,000 | 12,591,000 | 16,804,000 |
| Interest expense | 656,000 | 1,310,000 | 1,853,000 | 2,344,000 |
| Net interest income | 3,429,000 | 6,984,000 | 10,738,000 | 14,460,000 |
| Noninterest income | 1,665,000 | 3,288,000 | 4,980,000 | 6,711,000 |
| Noninterest expense | 2,374,000 | 4,699,000 | 7,152,000 | 9,688,000 |
| Provision for loan losses | 41,000 | 113,000 | 155,000 | 180,000 |
| Pretax income | 2,679,000 | 5,347,000 | 8,180,000 | 11,027,000 |
| Income tax | 164,000 | 274,000 | 403,000 | 521,000 |
| Net income | 2,515,000 | 5,073,000 | 7,777,000 | 10,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,456,000 | 40,753,000 | 41,620,000 | 41,866,000 |
| Total capital | 42,794,000 | 43,166,000 | 44,077,000 | 44,354,000 |
| Risk-weighted assets | 228,901,000 | 237,559,000 | 239,381,000 | 241,676,000 |