Call reports 2018
COMMUNITY NATIONAL BANK — 2018
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 446,746,000 | 442,379,000 | 437,777,000 | 449,537,000 |
| Total loans | 145,141,000 | 148,768,000 | 153,275,000 | 153,142,000 |
| Allowance for loan losses | 2,042,000 | 2,079,000 | 2,116,000 | 2,183,000 |
| Securities available for sale | 277,401,000 | 267,670,000 | 256,918,000 | 266,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,092,000 | 375,114,000 | 362,299,000 | 396,938,000 |
| Interest-bearing deposits | 349,237,000 | 334,691,000 | 325,969,000 | 356,282,000 |
| Noninterest-bearing deposits | 44,855,000 | 40,423,000 | 36,330,000 | 40,656,000 |
| Equity capital | 37,036,000 | 36,259,000 | 33,395,000 | 36,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,454,000 | 7,065,000 | 10,670,000 | 14,461,000 |
| Interest expense | 257,000 | 609,000 | 1,071,000 | 1,659,000 |
| Net interest income | 3,197,000 | 6,456,000 | 9,599,000 | 12,802,000 |
| Noninterest income | 1,809,000 | 3,562,000 | 5,193,000 | 7,010,000 |
| Noninterest expense | 2,193,000 | 4,323,000 | 6,621,000 | 8,915,000 |
| Provision for loan losses | 32,000 | 64,000 | 96,000 | 137,000 |
| Pretax income | 2,739,000 | 5,235,000 | 7,653,000 | 10,328,000 |
| Income tax | 115,000 | 218,000 | 271,000 | 381,000 |
| Net income | 2,624,000 | 5,017,000 | 7,382,000 | 9,947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,725,000 | 40,334,000 | 39,596,000 | 40,150,000 |
| Total capital | 42,878,000 | 42,524,000 | 41,823,000 | 42,444,000 |
| Risk-weighted assets | 205,042,000 | 213,182,000 | 220,496,000 | 222,426,000 |