Call reports 2016
COMMUNITY NATIONAL BANK — 2016
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 397,029,000 | 397,522,000 | 398,275,000 | 418,065,000 |
| Total loans | 121,560,000 | 125,001,000 | 129,116,000 | 128,112,000 |
| Allowance for loan losses | 1,840,000 | 1,871,000 | 1,874,000 | 1,916,000 |
| Securities available for sale | 247,659,000 | 250,003,000 | 245,392,000 | 255,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,222,000 | 347,973,000 | 344,685,000 | 375,565,000 |
| Interest-bearing deposits | 319,962,000 | 315,692,000 | 313,181,000 | 340,036,000 |
| Noninterest-bearing deposits | 30,260,000 | 32,281,000 | 31,504,000 | 35,529,000 |
| Equity capital | 35,069,000 | 37,447,000 | 37,200,000 | 33,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,758,000 | 5,787,000 | 8,721,000 | 11,585,000 |
| Interest expense | 166,000 | 342,000 | 528,000 | 707,000 |
| Net interest income | 2,592,000 | 5,445,000 | 8,193,000 | 10,878,000 |
| Noninterest income | 1,637,000 | 3,214,000 | 4,910,000 | 6,598,000 |
| Noninterest expense | 2,013,000 | 4,030,000 | 6,050,000 | 8,233,000 |
| Provision for loan losses | 0 | 29,000 | 29,000 | 57,000 |
| Pretax income | 2,132,000 | 4,459,000 | 6,815,000 | 8,978,000 |
| Income tax | 173,000 | 269,000 | 368,000 | 457,000 |
| Net income | 1,959,000 | 4,190,000 | 6,447,000 | 8,521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,706,000 | 34,631,000 | 35,449,000 | 36,067,000 |
| Total capital | 35,657,000 | 36,613,000 | 37,434,000 | 38,094,000 |
| Risk-weighted assets | 186,332,000 | 193,438,000 | 196,931,000 | 183,439,000 |