Call reports 2015
COMMUNITY NATIONAL BANK — 2015
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 366,799,000 | 348,527,000 | 352,028,000 | 412,460,000 |
| Total loans | 121,087,000 | 126,141,000 | 126,759,000 | 127,431,000 |
| Allowance for loan losses | 1,625,000 | 1,657,000 | 1,694,000 | 1,838,000 |
| Securities available for sale | 203,923,000 | 198,238,000 | 201,260,000 | 225,315,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,769,000 | 303,343,000 | 307,508,000 | 368,305,000 |
| Interest-bearing deposits | 286,025,000 | 271,699,000 | 276,542,000 | 333,996,000 |
| Noninterest-bearing deposits | 34,744,000 | 31,644,000 | 30,966,000 | 34,309,000 |
| Equity capital | 33,098,000 | 32,887,000 | 33,630,000 | 34,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,415,000 | 4,862,000 | 7,370,000 | 9,973,000 |
| Interest expense | 138,000 | 295,000 | 453,000 | 610,000 |
| Net interest income | 2,277,000 | 4,567,000 | 6,917,000 | 9,363,000 |
| Noninterest income | 1,717,000 | 3,508,000 | 5,107,000 | 6,874,000 |
| Noninterest expense | 2,101,000 | 4,110,000 | 6,104,000 | 8,258,000 |
| Provision for loan losses | 29,000 | 58,000 | 89,000 | 117,000 |
| Pretax income | 1,882,000 | 3,931,000 | 5,766,000 | 7,818,000 |
| Income tax | 74,000 | 159,000 | 215,000 | 299,000 |
| Net income | 1,808,000 | 3,772,000 | 5,551,000 | 7,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,285,000 | 32,020,000 | 32,413,000 | 33,040,000 |
| Total capital | 33,021,000 | 33,788,000 | 34,218,000 | 34,989,000 |
| Risk-weighted assets | 182,343,000 | 184,310,000 | 186,601,000 | 192,350,000 |