Call reports 2014
COMMUNITY NATIONAL BANK — 2014
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 324,743,000 | 336,328,000 | 343,386,000 | 379,454,000 |
| Total loans | 110,510,000 | 112,750,000 | 117,339,000 | 119,200,000 |
| Allowance for loan losses | 1,690,000 | 1,584,000 | 1,556,000 | 1,595,000 |
| Securities available for sale | 170,883,000 | 161,489,000 | 175,061,000 | 178,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,095,000 | 296,896,000 | 302,326,000 | 338,012,000 |
| Interest-bearing deposits | 254,066,000 | 260,862,000 | 270,101,000 | 301,965,000 |
| Noninterest-bearing deposits | 29,029,000 | 36,034,000 | 32,225,000 | 36,047,000 |
| Equity capital | 29,158,000 | 30,597,000 | 31,611,000 | 32,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,328,000 | 4,588,000 | 7,008,000 | 9,400,000 |
| Interest expense | 157,000 | 311,000 | 462,000 | 597,000 |
| Net interest income | 2,171,000 | 4,277,000 | 6,546,000 | 8,803,000 |
| Noninterest income | 1,725,000 | 3,545,000 | 5,385,000 | 7,278,000 |
| Noninterest expense | 2,100,000 | 4,187,000 | 6,305,000 | 8,420,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 34,000 |
| Pretax income | 1,796,000 | 3,052,000 | 5,041,000 | 7,050,000 |
| Income tax | 74,000 | 125,000 | 208,000 | 292,000 |
| Net income | 1,722,000 | 2,927,000 | 4,833,000 | 6,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,080,000 | 29,274,000 | 30,004,000 | 30,684,000 |
| Total capital | 30,881,000 | 30,970,000 | 31,671,000 | 32,390,000 |
| Risk-weighted assets | 153,773,000 | 156,418,000 | 162,791,000 | 166,550,000 |