Call reports 2013
COMMUNITY NATIONAL BANK — 2013
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 321,573,000 | 305,802,000 | 300,339,000 | 306,309,000 |
| Total loans | 99,176,000 | 103,841,000 | 105,497,000 | 112,297,000 |
| Allowance for loan losses | 1,577,000 | 1,576,000 | 1,630,000 | 1,689,000 |
| Securities available for sale | 153,511,000 | 154,183,000 | 162,437,000 | 165,060,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,055,000 | 268,275,000 | 261,963,000 | 267,462,000 |
| Interest-bearing deposits | 240,781,000 | 239,980,000 | 234,527,000 | 235,706,000 |
| Noninterest-bearing deposits | 41,274,000 | 28,295,000 | 27,436,000 | 31,756,000 |
| Equity capital | 28,898,000 | 27,588,000 | 27,254,000 | 27,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,045,000 | 4,111,000 | 6,260,000 | 8,574,000 |
| Interest expense | 171,000 | 339,000 | 504,000 | 667,000 |
| Net interest income | 1,874,000 | 3,772,000 | 5,756,000 | 7,907,000 |
| Noninterest income | 1,544,000 | 3,516,000 | 5,302,000 | 7,284,000 |
| Noninterest expense | 2,067,000 | 4,053,000 | 6,161,000 | 8,140,000 |
| Provision for loan losses | 2,000 | 2,000 | 57,000 | 137,000 |
| Pretax income | 1,349,000 | 3,233,000 | 4,362,000 | 6,436,000 |
| Income tax | 59,000 | 136,000 | 178,000 | 264,000 |
| Net income | 1,290,000 | 3,097,000 | 4,184,000 | 6,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,378,000 | 27,226,000 | 27,348,000 | 28,413,000 |
| Total capital | 28,066,000 | 28,913,000 | 29,089,000 | 30,213,000 |
| Risk-weighted assets | 156,596,000 | 160,403,000 | 161,466,000 | 155,338,000 |