Call reports 2012
COMMUNITY NATIONAL BANK — 2012
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 254,681,000 | 270,221,000 | 272,082,000 | 279,998,000 |
| Total loans | 95,706,000 | 96,733,000 | 95,893,000 | 98,510,000 |
| Allowance for loan losses | 1,549,000 | 1,558,000 | 1,566,000 | 1,573,000 |
| Securities available for sale | 106,715,000 | 125,129,000 | 142,441,000 | 139,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,147,000 | 233,722,000 | 236,149,000 | 240,242,000 |
| Interest-bearing deposits | 193,954,000 | 206,051,000 | 208,844,000 | 208,594,000 |
| Noninterest-bearing deposits | 24,193,000 | 27,671,000 | 27,305,000 | 31,648,000 |
| Equity capital | 25,988,000 | 26,768,000 | 28,081,000 | 28,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,081,000 | 4,253,000 | 6,395,000 | 8,428,000 |
| Interest expense | 257,000 | 494,000 | 709,000 | 902,000 |
| Net interest income | 1,824,000 | 3,759,000 | 5,686,000 | 7,526,000 |
| Noninterest income | 1,404,000 | 3,071,000 | 5,131,000 | 7,105,000 |
| Noninterest expense | 1,984,000 | 3,920,000 | 6,194,000 | 8,212,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 1,140,000 | 2,809,000 | 4,524,000 | 6,314,000 |
| Income tax | 47,000 | 116,000 | 178,000 | 252,000 |
| Net income | 1,093,000 | 2,693,000 | 4,346,000 | 6,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,376,000 | 24,179,000 | 25,042,000 | 25,933,000 |
| Total capital | 25,095,000 | 25,818,000 | 26,704,000 | 27,602,000 |
| Risk-weighted assets | 150,750,000 | 157,375,000 | 163,760,000 | 164,952,000 |