Call reports 2011
COMMUNITY NATIONAL BANK — 2011
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 211,039,000 | 219,040,000 | 227,002,000 | 231,492,000 |
| Total loans | 96,989,000 | 95,215,000 | 96,269,000 | 99,527,000 |
| Allowance for loan losses | 1,936,000 | 1,691,000 | 1,584,000 | 1,547,000 |
| Securities available for sale | 83,942,000 | 93,006,000 | 100,866,000 | 98,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,733,000 | 186,918,000 | 192,529,000 | 195,542,000 |
| Interest-bearing deposits | 160,518,000 | 167,120,000 | 169,924,000 | 172,887,000 |
| Noninterest-bearing deposits | 19,215,000 | 19,798,000 | 22,605,000 | 22,655,000 |
| Equity capital | 21,976,000 | 23,521,000 | 24,809,000 | 25,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,025,000 | 4,221,000 | 6,356,000 | 8,464,000 |
| Interest expense | 316,000 | 621,000 | 905,000 | 1,178,000 |
| Net interest income | 1,709,000 | 3,600,000 | 5,451,000 | 7,286,000 |
| Noninterest income | 951,000 | 2,042,000 | 3,552,000 | 4,570,000 |
| Noninterest expense | 1,926,000 | 3,889,000 | 5,975,000 | 8,130,000 |
| Provision for loan losses | 114,000 | 114,000 | 214,000 | 214,000 |
| Pretax income | 633,000 | 1,657,000 | 2,839,000 | 3,547,000 |
| Income tax | 24,000 | 66,000 | 113,000 | 142,000 |
| Net income | 609,000 | 1,591,000 | 2,726,000 | 3,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,095,000 | 21,880,000 | 22,771,000 | 23,079,000 |
| Total capital | 22,807,000 | 23,571,000 | 24,505,000 | 24,776,000 |
| Risk-weighted assets | 136,771,000 | 137,770,000 | 148,510,000 | 154,822,000 |