Call reports 2010
COMMUNITY NATIONAL BANK — 2010
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 209,289,000 | 208,395,000 | 208,009,000 | 205,942,000 |
| Total loans | 101,900,000 | 105,136,000 | 100,710,000 | 100,198,000 |
| Allowance for loan losses | 1,994,000 | 1,882,000 | 1,696,000 | 1,826,000 |
| Securities available for sale | 69,006,000 | 70,385,000 | 73,767,000 | 77,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,589,000 | 176,896,000 | 174,802,000 | 174,443,000 |
| Interest-bearing deposits | 156,060,000 | 154,206,000 | 157,244,000 | 156,525,000 |
| Noninterest-bearing deposits | 18,529,000 | 22,690,000 | 17,558,000 | 17,918,000 |
| Equity capital | 18,792,000 | 20,960,000 | 22,270,000 | 21,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,059,000 | 4,210,000 | 6,414,000 | 8,508,000 |
| Interest expense | 536,000 | 1,065,000 | 1,488,000 | 2,155,000 |
| Net interest income | 1,523,000 | 3,145,000 | 4,926,000 | 6,353,000 |
| Noninterest income | 673,000 | 1,687,000 | 2,961,000 | 3,971,000 |
| Noninterest expense | 1,841,000 | 3,701,000 | 5,508,000 | 7,420,000 |
| Provision for loan losses | 170,000 | 390,000 | 1,147,000 | 1,266,000 |
| Pretax income | 261,000 | 833,000 | 1,354,000 | 2,134,000 |
| Income tax | 10,000 | 35,000 | 52,000 | 83,000 |
| Net income | 251,000 | 798,000 | 1,302,000 | 2,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,837,000 | 19,594,000 | 20,016,000 | 20,682,000 |
| Total capital | 19,496,000 | 21,332,000 | 21,712,000 | 22,435,000 |
| Risk-weighted assets | 132,392,000 | 138,865,000 | 138,075,000 | 140,141,000 |