Call reports 2009
COMMUNITY NATIONAL BANK — 2009
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 202,985,000 | 193,210,000 | 197,140,000 | 198,140,000 |
| Total loans | 116,822,000 | 108,828,000 | 105,880,000 | 102,917,000 |
| Allowance for loan losses | 1,936,000 | 1,681,000 | 1,520,000 | 1,862,000 |
| Securities available for sale | 55,889,000 | 59,767,000 | 62,985,000 | 62,624,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,661,000 | 152,353,000 | 160,332,000 | 162,674,000 |
| Interest-bearing deposits | 138,298,000 | 136,103,000 | 143,198,000 | 147,537,000 |
| Noninterest-bearing deposits | 18,363,000 | 16,250,000 | 17,134,000 | 15,137,000 |
| Equity capital | 16,929,000 | 17,802,000 | 19,399,000 | 18,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,418,000 | 4,705,000 | 7,094,000 | 9,287,000 |
| Interest expense | 713,000 | 1,404,000 | 2,078,000 | 2,737,000 |
| Net interest income | 1,705,000 | 3,301,000 | 5,016,000 | 6,550,000 |
| Noninterest income | 618,000 | 1,341,000 | 1,946,000 | 2,650,000 |
| Noninterest expense | 1,710,000 | 3,491,000 | 5,220,000 | 7,089,000 |
| Provision for loan losses | 818,000 | 818,000 | 979,000 | 1,329,000 |
| Pretax income | -177,000 | 353,000 | 864,000 | 941,000 |
| Income tax | -6,000 | 11,000 | 33,000 | 37,000 |
| Net income | -171,000 | 342,000 | 831,000 | 904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,701,000 | 17,078,000 | 17,498,000 | 17,579,000 |
| Total capital | 18,392,000 | 18,719,000 | 19,018,000 | 19,210,000 |
| Risk-weighted assets | 135,060,000 | 131,269,000 | 132,016,000 | 130,275,000 |