Call reports 2001
COMMUNITY NATIONAL BANK — 2001
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 80,627,000 | 84,465,000 | 85,352,000 | 87,118,000 |
| Total loans | 54,936,000 | 56,778,000 | 58,261,000 | 62,581,000 |
| Allowance for loan losses | 634,000 | 716,000 | 619,000 | 665,000 |
| Securities available for sale | 19,480,000 | 19,700,000 | 19,721,000 | 18,943,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,982,000 | 64,625,000 | 64,350,000 | 67,905,000 |
| Interest-bearing deposits | 55,761,000 | 57,411,000 | 58,306,000 | 60,512,000 |
| Noninterest-bearing deposits | 5,221,000 | 7,214,000 | 6,044,000 | 7,393,000 |
| Equity capital | 7,242,000 | 7,426,000 | 7,660,000 | 7,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,580,000 | 3,174,000 | 4,726,000 | 6,251,000 |
| Interest expense | 783,000 | 1,501,000 | 2,220,000 | 2,840,000 |
| Net interest income | 797,000 | 1,673,000 | 2,506,000 | 3,411,000 |
| Noninterest income | 321,000 | 669,000 | 1,000,000 | 1,403,000 |
| Noninterest expense | 651,000 | 1,345,000 | 2,045,000 | 2,792,000 |
| Provision for loan losses | 9,000 | 91,000 | 146,000 | 192,000 |
| Pretax income | 458,000 | 944,000 | 1,372,000 | 1,903,000 |
| Income tax | 151,000 | 311,000 | 449,000 | 627,000 |
| Net income | 307,000 | 633,000 | 923,000 | 1,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,986,000 | 7,175,000 | 7,348,000 | 7,588,000 |
| Total capital | 7,620,000 | 7,870,000 | 7,967,000 | 8,253,000 |
| Risk-weighted assets | 53,616,000 | 55,551,000 | 56,971,000 | 59,876,000 |