Call reports 2001
COMMUNITY BANK — 2001
What COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 119,010,000 | 113,962,000 | 118,408,000 | 156,141,000 |
| Total loans | 74,953,000 | 77,479,000 | 80,890,000 | 80,452,000 |
| Allowance for loan losses | 792,000 | 813,000 | 855,000 | 991,000 |
| Securities available for sale | 18,925,000 | 17,674,000 | 16,030,000 | 17,044,000 |
| Securities held to maturity | 2,773,000 | 2,641,000 | 2,601,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,092,000 | 105,744,000 | 109,969,000 | 115,111,000 |
| Interest-bearing deposits | 78,054,000 | 73,249,000 | 75,955,000 | 80,139,000 |
| Noninterest-bearing deposits | 33,038,000 | 32,495,000 | 34,014,000 | 34,972,000 |
| Equity capital | 6,939,000 | 7,149,000 | 7,324,000 | 39,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,315,000 | 4,645,000 | 6,857,000 | 297,000 |
| Interest expense | 892,000 | 1,713,000 | 2,427,000 | 82,000 |
| Net interest income | 1,423,000 | 2,932,000 | 4,430,000 | 215,000 |
| Noninterest income | 214,000 | 442,000 | 691,000 | 41,000 |
| Noninterest expense | 897,000 | 1,841,000 | 2,811,000 | 1,087,000 |
| Provision for loan losses | 36,000 | 68,000 | 109,000 | 134,000 |
| Pretax income | 706,000 | 1,468,000 | 2,204,000 | -965,000 |
| Income tax | 0 | 0 | 0 | -338,000 |
| Net income | 706,000 | 1,468,000 | 2,204,000 | -627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,903,000 | 7,064,000 | 7,170,000 | 10,484,000 |
| Total capital | 7,695,000 | 7,877,000 | 8,025,000 | 11,475,000 |
| Risk-weighted assets | 69,617,000 | 72,970,000 | 75,475,000 | 79,604,000 |