Call reports 2025
FIRST COMMUNITY BANK — 2025
What FIRST COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,038,509,000 | 2,045,045,000 | 2,065,477,000 | 2,057,446,000 |
| Total loans | 1,259,032,000 | 1,271,030,000 | 1,288,280,000 | 1,321,756,000 |
| Allowance for loan losses | 13,608,000 | 13,330,000 | 13,478,000 | 13,806,000 |
| Securities available for sale | 286,930,000 | 302,614,000 | 299,516,000 | 294,095,000 |
| Securities held to maturity | 205,819,000 | 201,762,000 | 198,823,000 | 195,135,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,730,111,000 | 1,758,830,000 | 1,776,853,000 | 1,755,534,000 |
| Interest-bearing deposits | 1,257,409,000 | 1,278,895,000 | 1,288,882,000 | 1,282,528,000 |
| Noninterest-bearing deposits | 472,702,000 | 479,935,000 | 487,971,000 | 473,006,000 |
| Equity capital | 159,649,000 | 164,658,000 | 170,170,000 | 175,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 23,074,000 | 47,239,000 | 72,133,000 | 97,021,000 |
| Interest expense | 8,423,000 | 17,003,000 | 25,639,000 | 33,961,000 |
| Net interest income | 14,651,000 | 30,236,000 | 46,494,000 | 63,060,000 |
| Noninterest income | 3,864,000 | 7,864,000 | 12,026,000 | 16,175,000 |
| Noninterest expense | 12,018,000 | 24,468,000 | 37,473,000 | 50,421,000 |
| Provision for loan losses | 461,000 | 194,000 | 356,000 | 722,000 |
| Pretax income | 6,061,000 | 13,433,000 | 20,647,000 | 28,046,000 |
| Income tax | 1,368,000 | 3,047,000 | 4,575,000 | 6,319,000 |
| Net income | 4,693,000 | 10,386,000 | 16,072,000 | 21,727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 167,673,000 | 171,611,000 | 175,471,000 | 179,295,000 |
| Total capital | 181,759,000 | 185,450,000 | 189,497,000 | 193,650,000 |
| Risk-weighted assets | 1,299,461,000 | 1,315,596,000 | 1,339,473,000 | 1,367,636,000 |