Call reports 2024
FIRST COMMUNITY BANK — 2024
What FIRST COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,885,960,000 | 1,884,511,000 | 1,942,527,000 | 1,957,057,000 |
| Total loans | 1,159,025,000 | 1,195,890,000 | 1,200,594,000 | 1,230,205,000 |
| Allowance for loan losses | 12,459,000 | 12,932,000 | 12,933,000 | 13,135,000 |
| Securities available for sale | 274,336,000 | 269,905,000 | 269,539,000 | 279,570,000 |
| Securities held to maturity | 215,259,000 | 213,706,000 | 212,243,000 | 209,437,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,582,046,000 | 1,610,119,000 | 1,649,219,000 | 1,680,656,000 |
| Interest-bearing deposits | 1,135,150,000 | 1,144,734,000 | 1,203,396,000 | 1,213,493,000 |
| Noninterest-bearing deposits | 446,896,000 | 465,385,000 | 445,823,000 | 467,163,000 |
| Equity capital | 143,221,000 | 145,826,000 | 152,830,000 | 153,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 21,246,000 | 43,167,000 | 66,319,000 | 89,383,000 |
| Interest expense | 8,871,000 | 17,798,000 | 27,237,000 | 36,165,000 |
| Net interest income | 12,375,000 | 25,369,000 | 39,082,000 | 53,218,000 |
| Noninterest income | 3,088,000 | 6,561,000 | 10,029,000 | 13,763,000 |
| Noninterest expense | 11,355,000 | 22,632,000 | 34,160,000 | 45,738,000 |
| Provision for loan losses | 214,000 | 692,000 | 761,000 | 933,000 |
| Pretax income | 3,980,000 | 8,715,000 | 14,385,000 | 20,433,000 |
| Income tax | 883,000 | 1,802,000 | 3,088,000 | 4,390,000 |
| Net income | 3,097,000 | 6,913,000 | 11,297,000 | 16,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 155,590,000 | 158,080,000 | 161,058,000 | 164,397,000 |
| Total capital | 168,590,000 | 171,529,000 | 174,423,000 | 178,034,000 |
| Risk-weighted assets | 1,229,947,000 | 1,259,057,000 | 1,246,004,000 | 1,277,547,000 |