Call reports 2020
FIRST COMMUNITY BANK — 2020
What FIRST COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,185,200,000 | 1,325,452,000 | 1,382,795,000 | 1,396,533,000 |
| Total loans | 761,466,000 | 850,869,000 | 882,047,000 | 889,177,000 |
| Allowance for loan losses | 7,694,000 | 8,936,000 | 10,113,000 | 10,389,000 |
| Securities available for sale | 288,870,000 | 295,912,000 | 293,466,000 | 359,858,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 990,113,000 | 1,122,520,000 | 1,177,503,000 | 1,193,360,000 |
| Interest-bearing deposits | 695,071,000 | 747,603,000 | 808,549,000 | 804,204,000 |
| Noninterest-bearing deposits | 295,043,000 | 374,917,000 | 368,954,000 | 389,156,000 |
| Equity capital | 135,911,000 | 141,798,000 | 144,132,000 | 147,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,705,000 | 21,366,000 | 32,338,000 | 43,762,000 |
| Interest expense | 1,126,000 | 1,903,000 | 2,588,000 | 3,219,000 |
| Net interest income | 9,579,000 | 19,463,000 | 29,750,000 | 40,543,000 |
| Noninterest income | 2,860,000 | 6,168,000 | 9,791,000 | 13,271,000 |
| Noninterest expense | 8,854,000 | 17,764,000 | 27,218,000 | 36,617,000 |
| Provision for loan losses | 1,075,000 | 2,325,000 | 3,387,000 | 3,663,000 |
| Pretax income | 2,506,000 | 5,540,000 | 9,033,000 | 13,632,000 |
| Income tax | 497,000 | 1,089,000 | 1,737,000 | 2,715,000 |
| Net income | 2,009,000 | 4,451,000 | 7,296,000 | 10,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,308,000 | 115,795,000 | 117,700,000 | 120,385,000 |
| Total capital | 122,002,000 | 124,731,000 | 127,813,000 | 130,774,000 |
| Risk-weighted assets | 856,120,000 | 889,258,000 | 907,871,000 | 938,134,000 |