Call reports 2019
FIRST COMMUNITY BANK — 2019
What FIRST COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,096,785,000 | 1,115,425,000 | 1,129,775,000 | 1,170,076,000 |
| Total loans | 725,719,000 | 735,437,000 | 745,849,000 | 748,183,000 |
| Allowance for loan losses | 6,354,000 | 6,362,000 | 6,560,000 | 6,627,000 |
| Securities available for sale | 246,739,000 | 250,301,000 | 265,059,000 | 286,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 924,654,000 | 940,804,000 | 952,290,000 | 991,762,000 |
| Interest-bearing deposits | 662,091,000 | 673,706,000 | 680,346,000 | 698,446,000 |
| Noninterest-bearing deposits | 262,563,000 | 267,098,000 | 271,944,000 | 293,317,000 |
| Equity capital | 125,965,000 | 129,088,000 | 130,416,000 | 131,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,368,000 | 20,968,000 | 31,826,000 | 42,606,000 |
| Interest expense | 1,157,000 | 2,450,000 | 3,772,000 | 5,021,000 |
| Net interest income | 9,211,000 | 18,518,000 | 28,054,000 | 37,585,000 |
| Noninterest income | 2,467,000 | 5,416,000 | 8,457,000 | 11,307,000 |
| Noninterest expense | 8,172,000 | 16,646,000 | 25,258,000 | 33,944,000 |
| Provision for loan losses | 105,000 | 114,000 | 139,000 | 139,000 |
| Pretax income | 3,373,000 | 7,311,000 | 11,251,000 | 14,947,000 |
| Income tax | 685,000 | 1,517,000 | 2,330,000 | 3,114,000 |
| Net income | 2,688,000 | 5,794,000 | 8,921,000 | 11,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,476,000 | 110,756,000 | 111,309,000 | 112,754,000 |
| Total capital | 115,830,000 | 117,118,000 | 117,869,000 | 119,381,000 |
| Risk-weighted assets | 817,961,000 | 822,039,000 | 831,482,000 | 837,064,000 |