Call reports 2018
FIRST COMMUNITY BANK — 2018
What FIRST COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,069,804,000 | 1,091,466,000 | 1,090,806,000 | 1,091,340,000 |
| Total loans | 676,129,000 | 691,302,000 | 702,043,000 | 721,685,000 |
| Allowance for loan losses | 5,986,000 | 6,087,000 | 6,212,000 | 6,263,000 |
| Securities available for sale | 253,706,000 | 255,504,000 | 251,612,000 | 237,887,000 |
| Securities held to maturity | 16,966,000 | 16,261,000 | 16,218,000 | 16,174,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 924,572,000 | 938,143,000 | 926,969,000 | 931,117,000 |
| Interest-bearing deposits | 681,832,000 | 693,728,000 | 667,601,000 | 680,867,000 |
| Noninterest-bearing deposits | 242,740,000 | 244,415,000 | 259,369,000 | 250,250,000 |
| Equity capital | 115,316,000 | 116,749,000 | 117,790,000 | 121,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,326,000 | 19,140,000 | 29,117,000 | 39,713,000 |
| Interest expense | 639,000 | 1,337,000 | 2,334,000 | 3,367,000 |
| Net interest income | 8,687,000 | 17,803,000 | 26,783,000 | 36,346,000 |
| Noninterest income | 2,660,000 | 5,410,000 | 8,182,000 | 10,703,000 |
| Noninterest expense | 7,432,000 | 15,469,000 | 23,374,000 | 31,356,000 |
| Provision for loan losses | 202,000 | 232,000 | 252,000 | 346,000 |
| Pretax income | 3,611,000 | 7,503,000 | 11,331,000 | 15,004,000 |
| Income tax | 725,000 | 1,382,000 | 2,173,000 | 2,935,000 |
| Net income | 2,886,000 | 6,121,000 | 9,158,000 | 12,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,764,000 | 103,508,000 | 105,738,000 | 107,806,000 |
| Total capital | 106,750,000 | 109,595,000 | 111,950,000 | 114,069,000 |
| Risk-weighted assets | 766,108,000 | 785,885,000 | 796,602,000 | 817,375,000 |