Call reports 2016
FIRST COMMUNITY BANK — 2016
What FIRST COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 867,436,000 | 886,807,000 | 913,321,000 | 912,815,000 |
| Total loans | 496,566,000 | 519,009,000 | 527,691,000 | 552,416,000 |
| Allowance for loan losses | 4,687,000 | 4,877,000 | 5,047,000 | 5,214,000 |
| Securities available for sale | 266,362,000 | 266,365,000 | 268,304,000 | 252,395,000 |
| Securities held to maturity | 17,327,000 | 17,283,000 | 17,238,000 | 17,193,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 724,207,000 | 732,532,000 | 768,950,000 | 769,698,000 |
| Interest-bearing deposits | 559,038,000 | 558,757,000 | 588,764,000 | 583,707,000 |
| Noninterest-bearing deposits | 165,169,000 | 173,775,000 | 180,186,000 | 185,991,000 |
| Equity capital | 92,160,000 | 94,588,000 | 94,506,000 | 92,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,122,000 | 14,478,000 | 21,873,000 | 29,378,000 |
| Interest expense | 682,000 | 1,344,000 | 1,967,000 | 2,554,000 |
| Net interest income | 6,440,000 | 13,134,000 | 19,906,000 | 26,824,000 |
| Noninterest income | 2,024,000 | 4,220,000 | 6,522,000 | 8,724,000 |
| Noninterest expense | 6,205,000 | 12,383,000 | 19,204,000 | 25,588,000 |
| Provision for loan losses | 140,000 | 357,000 | 536,000 | 774,000 |
| Pretax income | 2,178,000 | 4,737,000 | 7,289,000 | 9,787,000 |
| Income tax | 539,000 | 1,233,000 | 1,910,000 | 2,429,000 |
| Net income | 1,639,000 | 3,504,000 | 5,379,000 | 7,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,771,000 | 85,032,000 | 86,302,000 | 87,657,000 |
| Total capital | 88,458,000 | 89,909,000 | 91,348,000 | 92,871,000 |
| Risk-weighted assets | 565,517,000 | 581,015,000 | 596,980,000 | 633,509,000 |