Call reports 2015
FIRST COMMUNITY BANK — 2015
What FIRST COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 833,324,000 | 834,558,000 | 849,937,000 | 860,552,000 |
| Total loans | 459,747,000 | 480,678,000 | 487,499,000 | 492,153,000 |
| Allowance for loan losses | 4,252,000 | 4,281,000 | 4,468,000 | 4,596,000 |
| Securities available for sale | 258,952,000 | 251,905,000 | 254,765,000 | 264,271,000 |
| Securities held to maturity | 12,756,000 | 16,641,000 | 16,600,000 | 17,371,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 697,263,000 | 687,259,000 | 707,064,000 | 718,704,000 |
| Interest-bearing deposits | 553,982,000 | 537,757,000 | 546,726,000 | 560,065,000 |
| Noninterest-bearing deposits | 143,281,000 | 149,502,000 | 160,338,000 | 158,639,000 |
| Equity capital | 87,074,000 | 87,000,000 | 89,014,000 | 89,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,269,000 | 14,304,000 | 21,402,000 | 28,591,000 |
| Interest expense | 727,000 | 1,461,000 | 2,207,000 | 2,950,000 |
| Net interest income | 6,542,000 | 12,843,000 | 19,195,000 | 25,641,000 |
| Noninterest income | 1,891,000 | 4,217,000 | 6,506,000 | 8,591,000 |
| Noninterest expense | 5,941,000 | 11,988,000 | 17,832,000 | 23,996,000 |
| Provision for loan losses | 406,000 | 797,000 | 990,000 | 1,138,000 |
| Pretax income | 2,190,000 | 4,546,000 | 7,150,000 | 9,453,000 |
| Income tax | 595,000 | 1,248,000 | 1,975,000 | 2,582,000 |
| Net income | 1,595,000 | 3,298,000 | 5,175,000 | 6,871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,819,000 | 79,992,000 | 81,370,000 | 82,512,000 |
| Total capital | 83,071,000 | 84,273,000 | 85,838,000 | 87,108,000 |
| Risk-weighted assets | 515,397,000 | 534,141,000 | 546,927,000 | 560,683,000 |